INETIMI ROSELINE (PHD), D.-O. SOCIAL ENGINEERING AND PRODUCT DEVELOPMENT OF COMMERCIAL BANKS IN RIVERS STATE. BW Academic Journal, [S. l.], v. 2, 2025. Disponível em: https://mail.bwjournal.org/index.php/bsjournal/article/view/2884. Acesso em: 10 jul. 2026.