BENJAMIN DAPPA, K. .; NKESI OPARA, D. . COMPETENCE ACQUISITION AND PRODUCT INNOVATIVENESS OF DEPOSIT MONEY BANKS IN NIGERIA. BW Academic Journal, [S. l.], 2021. Disponível em: https://mail.bwjournal.org/index.php/bsjournal/article/view/4449. Acesso em: 16 oct. 2026.